Ethan Harris

Investor Tools

Analyze Deals. Build Wealth.

Professional-grade investment calculators, Capital Region market data, and equity analysis — everything you need to underwrite your next deal.

Units
2
Purchase Price
$250,000
Down Payment - 20% · $50,000
20%
Interest Rate
6.52%

Loan Term

Gross Monthly Rent
$2,800
Other Monthly Income
$0
Vacancy
5%
Monthly Taxes
$375
Monthly Insurance
$125
Maintenance %
5%
CapEx Reserve %
5%
Property Management %
8%

Monthly Cash Flow

$389

Long-Term Rental · 2 units

Key Metrics

Cap Rate
7.9%
Cash-on-Cash Return
8.1%
DSCRStrong
1.31
$/Door/Month
$195

Monthly P&L

Gross Rent + Other
$2,800
Vacancy Loss
-$140
Effective Income
$2,660
Taxes
-$375
Insurance
-$125
Maintenance
-$140
CapEx Reserve
-$140
Management
-$224
NOI
$1,656
Mortgage (P&I)
-$1,267
Cash Flow
$389

Cash to Close

Down Payment
$50,000
Est. Closing Costs (3%)
$7,500
Total Cash Needed
$57,500

5-Year Projection

Year 132.0% total ROI
$18,421
Year 265.4% total ROI
$37,598
Year 3100.1% total ROI
$57,573
Year 4136.3% total ROI
$78,389
Year 5174.1% total ROI
$100,094

Need help analyzing a specific deal? Let's talk.