Ethan Harris

Investor Tools

Analyze Deals. Build Wealth.

Professional-grade investment calculators, real-time Capital Region market data, and equity analysis — everything you need to underwrite your next deal.

Units
2
Purchase Price
$250,000
Down Payment - 20% · $50,000
20%
Interest Rate
6.75%

Loan Term

Gross Monthly Rent
$2,800
Other Monthly Income
$0
Vacancy
5%
Monthly Taxes
$375
Monthly Insurance
$125
Maintenance %
5%
CapEx Reserve %
5%
Property Management %
8%

Monthly Cash Flow

$359

Long-Term Rental · 2 units

Key Metrics

Cap Rate
7.9%
Cash-on-Cash Return
7.5%
DSCRStrong
1.28
$/Door/Month
$179

Monthly P&L

Gross Rent + Other
$2,800
Vacancy Loss
-$140
Effective Income
$2,660
Taxes
-$375
Insurance
-$125
Maintenance
-$140
CapEx Reserve
-$140
Management
-$224
NOI
$1,656
Mortgage (P&I)
-$1,297
Cash Flow
$359

Cash to Close

Down Payment
$50,000
Est. Closing Costs (3%)
$7,500
Total Cash Needed
$57,500

5-Year Projection

Year 131.4% total ROI
$18,056
Year 264.1% total ROI
$36,868
Year 398.2% total ROI
$56,477
Year 4133.8% total ROI
$76,929
Year 5170.9% total ROI
$98,268

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